Terms & Disclaimers

Describes the rules you agree to when using our services.

Last updated November 21, 2024.

These Terms & Disclaimers constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Utilful (“we,” “us” or “our”), concerning your access to and use of the Utilful.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms & Disclaimers. If you do not agree with all of these Terms & Disclaimers, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Supplemental Terms & Disclaimers or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms & Disclaimers at any time and for any reason.

We will alert you about any changes by updating the “Last updated” date of these Terms & Disclaimers, and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review these Terms & Disclaimers to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms & Disclaimers by your continued use of the Site after the date such revised Terms & Disclaimers are posted.

Prohibited Access

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available.

As a user of the Site, you agree not to use the Site in a manner inconsistent with any applicable laws or regulations.

Privacy & Cookies

Please review our Privacy & Cookies Policies posted on the Site. By using the Site, you agree to be bound by our Privacy & Cookies Policies, which are incorporated into these Terms & Disclaimers.

Website Disclaimer

The information provided on the Site is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk.

External Links Disclaimer

The Site may contain links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the Site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

Professional Disclaimer

The Site cannot and does not contain medical/legal/fitness/health/other advice. The legal/medical/fitness/health/other information is provided for general informational and educational purposes only and is not a substitute for professional advice.

Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of medical/legal/fitness/health/other advice. The use or reliance of any information contained on the Site is solely at your own risk.

Affiliates Disclaimer

The Site may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links.